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He said he had felt worthless and was trying to compensate.
This is PPI all over again – but it’s even worse because of how few people are aware of it.
Cold callers from Leeds-based Excel Servicing Limited - of which Thomas Scoffin was the sole director - would contact members of the public from across the north of England.
Imagine having access to so much cash – more than you’ve likely ever been able to lay hands on in your life – and the unfettered freedom to decide what to do with it.Every bank, every lender, every building society should be educating their clients.And as David Newman, head of pensions at investment firm Close Brothers Asset Management, told me: “Just putting a leaflet at the back of a financial statement is not enough.Figures published recently by the FCA show that 53 per cent of pension pots accessed since the new rules were introduced have been withdrawn fully.It recently raised a number of concerns relating to what people are doing with that money and a full report into the issues around pension freedom is due to be published next year. Lawyers have told me that more fraudulent platforms are springing up daily.